Time Value of Money Concepts

Copyright © 2002-2008 by David R. Frick & Co., CPA

Topics Home Page Present Value of Single Sum Future Value of Single Sum Present Value of Annuity Future Value of Annuity Annuity Due Miracle of Compounding Continuous Compounding Interest Rate Cash Flow Diagram Definitions and Assumptions Loan Amortization Formula Quick Reference Solved Problems Search for example problems with detailed explanations using the following resources: Application - specify a particular use or application such as "Find PV single sum" or "mortgage calculations." Keyword - search from a list of key words such as "payment" or "Excel RATE function." **NEW** Compound Keyword Search - advanced search using 2 keywords with AND, OR & NOT." Formula - review a list of TVOM formulas with links to solved problems. List - sort and/or filter the master list of all solved problems. Print To print a hard copy of this page, click here to display it in a printer friendly format and then print from your browser. Problems & Errors Please help me improve this site by reporting any problems you encounter or suggestions for improvements. You may submit this information anonymously through a web form or send an email. Links CFA Institute Frick CPA Home

Keyword Conditional Search Keyword 1: ...choose a keyword to search... Accumulation Factor Adjustable Rate Algebra, Exponents Algebra, General Algebra, Logarithms Analyzing Return Annuities, All Annuity Due Annuity, Ordinary Bond Price Bonds, Discount and Premium Capital Gain and Loss Cash Flow Diagram Compounding, Annual Compounding, Continuous Compounding, Daily Compounding, Monthly Compounding, Quarterly Compounding, Semiannual Credit Risk Discount Factor EXCEL: accumulation schedule EXCEL: amortization schedule EXCEL: discount schedule EXCEL: general operation EXCEL: the EFFECT function EXCEL: the FV function EXCEL: the NOMINAL function EXCEL: the NPER function EXCEL: the PMT function EXCEL: the PV function EXCEL: the RATE function Fractional Period (n) Future Value (FV) HP-12C: bond pricing HP-12C: calculating effective interest rate with TVOM functions HP-12C: chain calculations HP-12C: fractional period: simple vs compound interest HP-12C: general operation & RPN HP-12C: natural logs HP-12C: rounding when calculating n HP-12C: simple interest and default 360-day convention HP-12C: annuity due calculation Interest Rate, Calculating "i" for a Single Sum Interest Rate, Calculating "i" for an Annuity Interest Rate, Effective Interest Rate, Factors Affecting Interest Rate, Nominal Mortgage Payment, Calculating Payment Amount (pmt) Periods, Calculating the Number of Periods (n) Present Value (PV) Rounding Errors Rule of 72 Simple Interest Single Sum Synchronization T-Bills TVOM, Concepts Uneven/Irregular Payments   AND All questions related to keyword 1 AND keyword 2. Example: All questions related to both "future value" AND "simple interest."   OR   All questions related to keyword 1 OR keyword 2. Example: All questions related to either "future value" OR "simple interest."   NOT   All questions related to keyword 1 but NOT keyword 2. Example: All questions related to "future value" and NOT related to "simple interest." Keyword 2: ...choose a keyword to search... Accumulation Factor Adjustable Rate Algebra, Exponents Algebra, General Algebra, Logarithms Analyzing Return Annuities, All Annuity Due Annuity, Ordinary Bond Price Bonds, Discount and Premium Capital Gain and Loss Cash Flow Diagram Compounding, Annual Compounding, Continuous Compounding, Daily Compounding, Monthly Compounding, Quarterly Compounding, Semiannual Credit Risk Discount Factor EXCEL: accumulation schedule EXCEL: amortization schedule EXCEL: discount schedule EXCEL: general operation EXCEL: the EFFECT function EXCEL: the FV function EXCEL: the NOMINAL function EXCEL: the NPER function EXCEL: the PMT function EXCEL: the PV function EXCEL: the RATE function Fractional Period (n) Future Value (FV) HP-12C: bond pricing HP-12C: calculating effective interest rate with TVOM functions HP-12C: chain calculations HP-12C: fractional period: simple vs compound interest HP-12C: general operation & RPN HP-12C: natural logs HP-12C: rounding when calculating n HP-12C: simple interest and default 360-day convention HP-12C: annuity due calculation Interest Rate, Calculating "i" for a Single Sum Interest Rate, Calculating "i" for an Annuity Interest Rate, Effective Interest Rate, Factors Affecting Interest Rate, Nominal Mortgage Payment, Calculating Payment Amount (pmt) Periods, Calculating the Number of Periods (n) Present Value (PV) Rounding Errors Rule of 72 Simple Interest Single Sum Synchronization T-Bills TVOM, Concepts Uneven/Irregular Payments Copyright © 2002-2008 by David R. Frick & Co., CPA